NEW · ZAYA PAYMENT APP COMING SOON

Building the future with intelligent technology.

Web, mobile, fintech, and enterprise software solutions. Engineered in Abuja for the world.

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About CFO Technology

A modern software studio
engineered for scale.

CFO Technology is a software and technology company building digital infrastructure for the next generation of African businesses. We design and operate platforms across web, mobile, fintech, and enterprise.

Pan-African

Clients across the continent

24 / 7

Operations & support

Web Development

High-performance web platforms.

Software Engineering

Custom enterprise software.

Cloud & Hosting

Reliable infrastructure operations.

Enterprise Solutions

ERP, HRMS, and operations.

FinTech Solutions

Payments, lending, core banking.

Digital Transformation

Legacy to modern, end to end.

What we do

A full-stack technology partner
for ambitious teams.

From the first line of code to ongoing operations, we offer end-to-end engineering capability across the modern software stack.

Web Development

Performant, scalable websites and web platforms built with modern stacks like Next.js, React, and serverless infrastructure.

Next.jsReactEdge
Learn more

Mobile App Development

Native and cross-platform mobile apps engineered for speed, polish, and offline-first reliability across iOS and Android.

FlutterReact NativeSwift
Learn more

Software Engineering

Custom enterprise software, internal tools, and back-office systems tailored to your operations and team workflows.

Node.jsPythonGo
Learn more

UI / UX Design

Thoughtful interface design and user research that turns complex products into clear, delightful experiences.

FigmaPrototypingResearch
Learn more

Cloud Hosting

Reliable managed hosting on AWS, GCP, and Azure with autoscaling, monitoring, and zero-downtime deployments.

AWSKubernetesCI/CD
Learn more

Domain Registration

Local and international domain registration, DNS management, and SSL provisioning under one transparent dashboard.

.ng.comDNS
Learn more

API Integration

Connect payment gateways, identity providers, messaging, and third-party platforms into a single coherent system.

RESTGraphQLWebhooks
Learn more

FinTech Solutions

Payments, lending, wallets, KYC, and core banking modules engineered for security and regulatory compliance.

NIBSSPCI-DSSOpen Banking
Learn more

Enterprise Management Systems

ERP, HRMS, CRM, and operations platforms that consolidate data and streamline decision-making at scale.

ERPHRMSCRM
Learn more
Products

Software that we
design, build, and operate.

A growing portfolio of products serving banking, payments, HR, and the next wave of digital lifestyle.

Banking & MicrofinanceLive

Sentri Microfinance OS

A powerful banking and microfinance management platform designed for microfinance banks and financial institutions.

  • Daily transaction posting
  • Customer account management
  • Loan management
  • Financial reporting
  • Teller operations
  • Ledger balancing
  • Real-time banking operations
Learn more
Sentri • Dashboard

Deposits

₦184M

Loans

₦52M

Accounts

12.8K

Daily Volume

HR & AccountingLive

LitEx Workflow

An HR and accounting workflow platform that automates expense, payroll, and administrative operations.

  • Expense management
  • Staff management
  • Payroll system
  • Automatic payslip generation
  • Survey management
  • Workflow automation
  • Administrative tools
Learn more
LitEx • Workflow
A

Adebayo O.

Payroll

Approved
F

Fatima S.

Expense

Pending
K

Kunle A.

Survey

Sent
N

Ngozi U.

Payslip

Generated
VTU & Bill PaymentsLive

Bankify

A VTU and bill payment platform supporting airtime, data, cable, electricity, and education payments.

  • Airtime purchase
  • Data subscriptions
  • DSTV subscriptions
  • GOTV subscriptions
  • Electricity bill payments
  • WAEC / NECO pin purchase
  • Cable TV payments
  • Utility bill payments
Learn more
Bankify • Pay Bills
Airtime
Data
DSTV
GOTV
Electric
WAEC
Cable
Water
NECO
Last paid₦2,500 · DSTV
Digital PaymentsComing Soon

Zaya Payment App

A modern digital payment application for seamless transactions and financial services across markets.

  • Peer-to-peer transfers
  • Virtual cards
  • Merchant payments
  • Bill payments
  • Multi-currency wallets
Learn more
9:41●●●

Balance

₦480,250

Send
Receive
Pay
Coffee−₦2.4k
Uber−₦2.4k
Bills−₦2.4k
Coming Soon
Social & LifestyleComing Soon

Night March Dating App

A modern social and dating platform with premium user experience and interactive features.

  • Smart matching
  • Verified profiles
  • Real-time messaging
  • Events & meetups
  • Privacy-first design
Learn more

Match

98% compatible

Match

98% compatible

Match

98% compatible

Why teams choose us

Built for reliability,
designed for scale.

Eight reasons engineering teams and operators trust CFO Technology with their most important systems.

Modern Technologies

We build on the latest stacks (TypeScript, Next.js, Go, Kubernetes) so your product stays future-proof.

01

Scalable Infrastructure

Architectures designed to scale from your first 100 users to your first 10 million without a rewrite.

02

Secure Systems

Security baked in: encryption, zero-trust networking, audited code, and continuous vulnerability scanning.

03

Fast Delivery

Sprint-based delivery with weekly demos. You see progress every week, not just at the end.

04

Professional Team

Engineers, designers, and product specialists who have shipped software across fintech, retail, and gov.

05

Reliable Support

Post-launch SLAs, monitoring dashboards, and a real human you can call when something matters.

06

Innovative Solutions

We don't just ship features. We challenge the brief and propose smarter ways to solve the problem.

07

Outcome Focused

Every engagement is measured against business outcomes, not just deliverables. We win when you win.

08
Selected work

Real systems,
running in production.

A glimpse at the engagements we've shipped. Most of our work is under NDA, so we're happy to share more privately.

Fintech

Pan-African Microfinance Platform

Core banking and loan management deployed across 14 branches with real-time ledger reconciliation.

Enterprise

Enterprise HR & Payroll Suite

Workflow automation, payroll, and payslip generation serving 2,000+ employees across multiple subsidiaries.

Fintech

Multi-Service Bill Payment Portal

Unified VTU and bill payment platform processing thousands of transactions daily across telcos and utilities.

Enterprise

Retail Inventory Operating System

Multi-store inventory, POS, and analytics built for a fast-growing retail chain with offline-first sync.

Mobile

Logistics Tracking Mobile App

Driver and dispatcher mobile apps with real-time GPS, proof-of-delivery, and route optimization.

Web

Government Citizen Services Portal

Identity-verified citizen portal for accessing public services with biometric authentication and audit trails.

Client voices

What our partners
are saying.

“CFO Technology rebuilt our core banking from the ground up. We process more transactions in an hour now than we used to in a day, and downtime is essentially zero.”

AO

Adaeze Okonkwo

CEO, Sentri MFB

Let's build

Ready to build the futurewith CFO Technology?

Tell us about your project. We'll respond within one business day with a plan and a budget.

Start a ProjectContact Us